A Bigger Better Mortgage,Mortgage Broker,Vail,CO Multi Family Loan



NMLS: 1105474

WAC, income & employment

Consumer Home Loans Colorado only



4610 S. Ulster ST, STE 150 Denver, CO 80237
In business since 2003

Multi Family Loan



Our Office


Home Loan Toolkit

Charm Handbook for ARM loans

Apartments up to 90% LTV FHA Existing or up to 90% LTV HUD Rehab

1-4 unit 203k loan for multi family home, mortgages for multi family properties with as little as 3.5% Down You must live in one of the units as an owner occupy to get this low down payment. 1-4 units

Small Balanced Apartment Complex

As little as 90% down on FHA over 5 units

Non Recourse

Low Rate Mortgage


  • Loan sizes above $2 million - no maximum
  • 83.3% LTV for market rate apartments
  • 87% LTV for project based rental assistance
  • Up to 35 year fixed rate terms
  • 1.17 minimum DSCR
  • HUD insured mortgages are non-recourse
  • HUD CONSTRUCTION from 4% to 5% loan matures in 40 years

  • The MIP is payable at closing for each year of construction and then annually after. MIP is up to .65%

    85% LTC (or replacement cost) 85% of NOI or 1.20 DSCR

  • 87% LTC (or replacement cost) 87% of net operating income, or 1.15 DSCR for affordable housing

  • 90% LTC (or replacement cost) 90% of net operating income, or 1.11 DSCR for rental assistance properties

home possible multi family,multifamily refinance, fha multifamily construction loan, top multifamily construction lenders, multifamily bridge loan, home possible multi family, top multifamily construction lenders


Multi Family Heavy Rehab

Loan Amount $5-$100M
6-24 mo. + extension
Interest only 7-9% + Libor
 up to 70% Stabilization
Up to 75% LTC (loan to cost)
Total points 4%
NO DSCR Required
Non-Recourse available
No minimum liquidity
Asset based only
All major asset classes including land
(construction, rehab, value added, per-development, loan purchase)

Buy and Rehab or just purchase Multi Family Mortgage near me. Multi-Family Rates, get your free quote today!

Need a JV for your multi family project or purchase?

Best multi family lender

Borrowers Usually made to a company
Guarantors Yes
Location's Areas near or included in Major MSA's
Minimum Loan Amount $100,000
Maximum LTV 70% or Up to 100% LTV with additional Collateral
Property Type:
YES: Multifamily, Commercial, Retail, Non Owner Occupy Residential, Office,
Mixed Use, Light Industrial and Fix & Flips
BRIDGE OR HARD MONEY: Land, Special Purpose Buildings, New Construction, Development or

Rates 9.50% + and up
Points 1 - 4 (On a case by case basis & dependent on "risk" factors)

Loan Purpose: Purchase, Refinance (rate/term & cash-out), Capital Improvements,
Discounted Payoffs, Debtor in Possession (DIP) and More
Maturities 1 or 3 years
1 Year: up to two (2) extensions of up to ninety (90) days each at Lenders
sole discretion; 3 Year: none guaranteed.
Amortization Interest Only
Lien Position First on subject Only
Other types of Loans include: Blanket, Joint Ventures and Equity financing available.
Minimum Interest Due 6 months
Credit Scores: No Minimum
General Underwriting Guidelines
All credit approvals are at the sole discretion of Lender and guidelines are just a general outline
and subject to change at anytime without notice.
We may ask for Credit, Tax Returns, Bank Statements etc. NOT to disqualify the

We have many multifamily loan programs, fha multifamily loan down payment, refinance multifamily property, multifamily loans under $1 million, fannie mae multifamily lenders, small multifamily loans and freddie mac home possible multi family. We offer SBA loans for many commercial property typs. Call us for details, we try our best to answer the phone when you call.

Choose your Colorado city to apply for Multi Family Mortgage or Construction Loan


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CFPB DOJ CFPB updates FHA Handbook
ECOA OCC FTC (do not call) Home Loan Toolkit
NMLS HUD-OIG CD & Loan Estimate Charm Booklet (ARM)
TILA RESPA UDAAP Home Counseling
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