NMLS: 1105474

WAC, income & employment

Consumer Home Loans Colorado only

FHA NO DOWN

720-722-3101

4610 S. Ulster ST, STE 150 Denver, CO 80237
In business since 2003

Construction Loan

 

Home

Our Office

 

Home Loan Toolkit

Charm Handbook for ARM loans

Home Possible 3.5% down multi-family 1-4 units 580+ credit

Borrowers must be approved with credit, credit score, income and job history according to the loan type you apply for

Consumer Home Loans in Colorado only. Investors, most states. Business Loans near me, all states.

FHA multifamily apartments construction loan

 

When it comes to Luxury homes financing may seam hard to get, but don't worry, we have it and you can get it here. Build one house or 300 homes. Build one commercial building or more.

  • LOAN AMOUNTS OF $1-10M PER PROJECT
  • UP TO 75% OF PURCHASE & RENOVATION COSTS
  • RESIDENTIAL, APARTMENTS, COMMERCIAL PROPERTY TYPES
  • TERM 3-24 MONTHS
  • LOANS MADE TO LLC’s AND FOREIGN NATIONALS
  • NO 3RD PARTY APPRAISAL OR INSPECTIONS
  • NO UPFRONT FEES OR COSTS
  • NO PREPAYMENT PENALTIES
  • TRANSPARENT, EASY TO UNDERSTAND PRICING/TERMS
  • We lend this program in most states

NO LTV

  • Non-owner occupied residential and commercial
  • Up to 90% loan-to-cost financing (purchase + rehab)
  • Rates from 7.99%
  • Interest-only payments
  • Stated income

Up to $100M. Up to 100% Construction Budget

Construction Lender most states

Let us do the shopping for you, we are a brokerage with over 200 residential, commercial, hard money, bridge and construction lenders. Big or small, we do it all. Focus on your project, we'll find the funding.

100% LTC Construction and Development loans

All major asset classes including land(construction, rehab, value added, per-development, loan purchase)

JV Small Balance Commercial

Project size: 5-35 Million
• Acquisition target: 25% of future
improved value
• Cost of funds: 8% preferred return,
after which the developer gets 20%
of the cash flows. After the
investor recoups all of their capital
plus their cumulative 18% preferred
return, the developer then receives
40% of the net cash flows for the
remainder of the project.

This product is tailor made
for investors with minimal cash
who need funds to trigger a project that
is effectively ready to be pushed over the
goal line. We are looking for land
projects that need to be subdivided,
improved, assembled, and/or re-entitled
and then sold as finished improved pads
or lots.

Get your residential or commercial mortgage here.

Lending Parameters
Loan Amount:
$5 - $100 million
Loan Term:
6 - 24 months + Extensions
Amortization:
Interest-Only
Security: First Mortgage Lien
Loan-to-Value: Up to 70% of Stabilized Value
Loan-to-Cost: Up to 75%
Interest Rate: 5.50% - 8.00% + LIBOR
Origination/Exit Fees: 3-4%
Minimum Yield: 6 - 12 months
DSCR: Not Required
Recourse: Non-Recourse Available
Borrower/Guarantor: No minimum liquidity required. Asset-based loans only
Asset Types: All major asset classes (including land)

Get your land loan, construcion, development loan here.

Get your Joint Ventur or Equity parnter here. Guarantors need to be corporation
Areas near or included in Major MSA's
Minimum Loan Amount $100,000
Maximum LTV 70% or Up to 100% LTV with additional Collateral
Property Type:
Multifamily, Commercial, Retail, Non Owner Occupy Residential, Office,
Mixed Use, Light Industrial and Fix & Flips
NO: Land, Special Purpose Buildings, New Construction, Development or
Owner Occupy Residential.
Rates 9.50% + and up
Points 1 - 4 (On a case by case basis & dependent on "risk" factors)
Loan Purposes:
Purchase, Refinance (rate/term & cash-out), Capital Improvements,
Discounted Payoffs, Debtor in Possession (DIP) and More
Maturities 1 or 3 years
Extensions
1 Year: up to two (2) extensions of up to ninety (90) days each at Lenders
sole discretion; 3 Year: none guaranteed.
Amortization Interest Only
Lien Position First on subject Only
Other types of Loans include: Blanket, Joint Ventures and Equity financing available.
Minimum Interest Due 6 months
Credit Scores: No Minimum

We offer Conventional, Bridge and Hard Money. Need foreclosure bailout? Call us today.

Construct your dreams with one of our programs. Small or large, we have it all, starting with our FHA 203k near me for with as little as 3.5% down you can build your dreams. Need a jumbo construction loan? We have it. Want to build something bigger? Bigger is our middle name. We love big construction projects from strip malls, big box, office buildings, or several to many residential units. You are welcome to call for details. Home possible multi-family, fha multifamily construction loan. top multifamily construction lenders,

Choose your Colorado city to apply for Construction Mortgage Loan. Commercial or Residential Construction Loans

A

Aguilar, CO
Alamosa, CO
Allenspark, CO
Alma, CO
Almont, CO
Ames, CO
Antonito, CO
Arapahoe, CO
Arboles, CO
Arvada, CO
Aspen, CO
Aspen Park, CO
Ault, CO
Aurora, CO
Avon, CO
Avondale, CO

B

Bailey, CO
Basalt, CO
Bayfield, CO
Beaver Creek, CO
Bedrock, CO
Bellvue, CO
Bennett, CO
Berthoud, CO
Bethune, CO
Beulah Valley, CO
Black Hawk, CO
Blanca, CO
Bond, CO
Boone, CO
Boulder, CO
Bountiful, CO
Branson, CO
Breckenridge, CO
Briggsdale, CO
Brighton, CO
Broomfield, CO
Brush, CO
Buena Vista, CO
Buffalo Creek
, CO

C
Cahone, CO
Calhan, CO
Cañon City, CO
Capulin, CO
Carbondale, CO
Cascade, CO
Castle Pines, CO
Castle Rock, CO
Cathedral, CO
Cedaredge, CO
Centennial, CO
Center, CO
Central City, CO
Chama, CO
Cheyenne Wells, CO
Chipita Park, CO
Cimarron, CO
Clark, CO
Clifton, CO
Climax, CO
Cokedale, CO
Coal Creek, CO
Coaldale, CO
Coalmont, CO
Collbran, CO
Colorado City, CO
Colorado Springs, CO
Como, CO
Commerce City, CO
Conejos, CO
Conifer, CO
Copper Mountain, CO
Cotopaxi, CO
Cortez, CO
Cowdrey, CO
Cuchara, CO
Craig, CO
Crawford, CO
Creede, CO
Crestone, CO
Crested Butte, CO
Cripple Creek, CO
Crowley, CO
Crystola
, CO

D
Dacono, CO
De Beque, CO
Deckers, CO
Deer Trail, CO
Del Norte, CO
Delhi, CO
Delta, CO
Denver, CO
Dillon, CO
Dinosaur, CO
Divide, CO
Dolores, CO
Dotsero, CO
Downieville, CO
Dove Creek, CO
Dumont, CO
Durango
, CO

E

Eckley, CO
Eads, CO
Eagle, CO
Eagle-Vail, CO
Eaton, CO
Edgewater, CO
Edwards, CO
Egnar, CO
El Jebel, CO
Elbert, CO
Elizabeth, CO
Empire, CO
Erie Estes Park, CO
Evans, CO
Evergreen, CO

F
Fairplay, CO
Federal Heights, CO
Firestone, CO
Florence, CO
Florissant, CO
Fort Carson, CO
Fort Collins, CO
Fort Garland, CO
Fort Lupton, CO
Fort Morgan, CO
Fowler, CO
Foxton, CO
Fountain, CO
Franktown, CO
Fraser, CO
Frederick, CO
Frisco, CO
Fruita
, CO

G
Garden City, CO
Gateway, CO
Georgetown, CO
Gilcrest, CO
Glendale, CO
Glendevey, CO
Glenwood Springs, CO
Golden, CO
Goodrich, CO
Gould, CO
Granada, CO
Granby, CO
Grand Junction, CO
Grand Lake, CO
Granite, CO
Grant, CO
Greeley, CO
Green Mountain, CO

Falls, CO
Greenwood Village, CO
Grover, CO
Guffey, CO
Gunnison, CO
Gypsum, CO

H
Hahns Peak, CO
Hartsel, CO
Hasty, CO
Hayden, CO
Henderson, CO
Henson, CO
Hermosa, CO
Hesperus, CO
Highlands Ranch, CO
Hillrose, CO
Hillside, CO
Hoehne, CO
Holly, CO
Holyoke, CO
Hot Sulphur Springs, CO
Hotchkiss, CO
Hoyt, CO
Hudson
, CO

I
Idaho Springs, CO
Idalia, CO
Idledale, CO
Ignacio, CO

J

Jamestown, CO
Jefferson, CO
Johnson Village, CO
Johnstown, CO
Julesburg, CO

K
Keenesburg, CO
Kersey, CO
Keystone, CO
Kim, CO
Kiowa, CO
Kit Carson, CO
Kittredge, CO
Kremmling, CO

L

La Garita, CO
La Jara, CO
La Junta, CO
La Veta, CO
Lafayette, CO
Lake City, CO
Lake George, CO
Lakewood, CO
Lamar, CO
Laporte, CO
Larkspur, CO
Las Animas, CO
LaSalle, CO
Last Chance, CO
Lawson, CO
Lay, CO
Leadville, CO
Limon, CO
Littleton, CO
Livermore, CO
Lochbuie, CO
Log Lane Village, CO
Lone Tree, CO
Longmont, CO
Louisville, CO
Loveland, CO
Ludlow, CO
Lyons, CO

M
Mack, CO
Manassa, CO
Mancos, CO
Manitou Springs, CO
Marble, CO
McCoy, CO
Mead, CO
Meeker, CO
Merino, CO
Mesa, CO
Milliken, CO
Milner, CO
Minturn, CO
Moffat, CO
Monarch, CO
Monte Vista, CO
Montrose, CO
Monument, CO
Monument Park, CO
Morrison, CO
Mountain Village, CO

N
Nathrop, CO
Naturita, CO
Nederland, CO
Needlton, CO
New Castle, CO
Northglenn, CO
Naturita, CO
Nucla, CO
Nunn
, CO

O
Oak Creek, CO
Olathe, CO
Olney Springs, CO
Old Colorado City, CO
Ophir, CO
Orchard, CO
Orchard City, CO
Ordway, CO
Ouray, CO
Ovid
, CO

P
Pagosa Springs, CO
Palisade, CO
Palmer Lake, CO
Paonia, CO
Parachute, CO
Paradox, CO
Parker, CO
Parlin, CO
Parshall, CO
Penrose, CO
Piedra, CO
Pierce, CO
Pine, CO
Pine Junction, CO
Pinecliffe, CO
Pitkin, CO
Placerville, CO
Platoro, CO
Platteville, CO
Pleasant View, CO
Poncha Springs, CO
Pueblo, CO
Pueblo West, CO
Punkin Center
, CO

R

Radium, CO
Ramah, CO
Rand, CO
Rangely, CO
Raymer, CO
Red Cliff, CO
Red Feather Lakes, CO
Redstone, CO
Redvale, CO
Rico, CO
Ridgway, CO
Rifle, CO
Rocky Ford, CO
Rollinsville, CO
Romeo, CO
Roxborough Park, CO
Rye, CO

S
Saguache, CO
Saint Mary, CO
Salida, CO
Salt Creek, CO
San Luis, CO
Sanford, CO
Sapinero, CO
Sargents, CO
Sawpit, CO
Security-Widefield, CO
Sedalia, CO
Sedgwick, CO
Segundo, CO
Severance, CO
Silt, CO
Silver Cliff, CO
Silver Plume, CO
Silverthorne, CO
Silverton, CO
Snowmass Village, CO
Snyder, CO
South Fork, CO
South Park, CO
Springfield, CO
Starkville, CO
Steamboat Springs, CO
Strasburg, CO
Stratton, CO
Sterling, CO
Stonewall, CO
Sugar City, CO
Sunbeam, CO
Superior, CO

T
Tabernash, CO
Telluride, CO
Thornton, CO
Timnath, CO
Tincup, CO
Towaoc, CO
Trinidad, CO
Twin Lakes, CO
Two Buttes
, CO

V
Vail, CO
Victor, CO
Villa Grove, CO
Vineland, CO
Virginia Dale, CO

W
Walden, CO
Walsenburg, CO
Walsh, CO
Ward, CO
Watkins, CO
Weldona, CO
Wellington, CO
Westcliffe, CO
Westminster, CO
Weston, CO
Wetmore, CO
Wheat Ridge, CO
Whitewater, CO
Wiggins, CO
Wild Horse, CO
Windsor, CO
Winter Park, CO
Wolcott, CO
Wondervu, CO
Woodland Park, CO
Woody Creek, CO
Wray, CO

Y
Yampa, CO
Yellow Jacket, CO
Yuma, CO

 

CONSUMER RESOURSES

PRIVACY POLICY

CFPB DOJ CFPB updates FHA Handbook
ECOA OCC FTC (do not call) Home Loan Toolkit
NMLS HUD-OIG CD & Loan Estimate Charm Booklet (ARM)
TILA RESPA UDAAP Home Counseling
CRA FHA Inspector General TRID Guidebook
 
 

LENDER RESOURSES

POLICIES & PROCEDURES

E&O Anti Laundering
Surety Quality Control Plan
Corp Docs ABBM High Cost Loan Policy
Cert of Fact LS Appraiser Independence