A Bigger Better Mortgage,Mortgage Broker,Vail,CO Fix and Flip



NMLS: 1105474

WAC, income & employment

Consumer Home Loans Colorado only



4610 S. Ulster ST, STE 150 Denver, CO 80237
In business since 2003

Fix and Flip Loan



Our Office


Home Loan Toolkit

Charm Handbook for ARM loans

Fix and Flip 10% down, 100% construction, fast close, cash out up to 80%, 1- 4 units

Get it done cheap, make your money here

Need an Air B&B loan? We have it. We go off of the rents in your rental area to determine LTV. Can't make an LTV? We have no ratio programs where you can purchase a vacant home with no rents or income on your application. Let us know what you need, we probably have it. We offer DSCR loans with no DSCR or income requirements for investors. We have hard money loans if you have less than perfect credit


We love fix and flip lending, helping you to help someone have a nice home to live in while up keeping values is a vital part to play in this business. You need a lender who closes on time with affordability

We offer multiple purchase and rehab loan options:

90% of Purchase Price and 100% of Rehab Cost up to 75% of ARV:
Loan Amounts: $75,000 to $3,500,000
Loan to Value: up to 90% of the Purchase Price and 100% of Rehab cost
Interest rates: Depends on borrower profile
Loan Term: 12 months
Payments: Interest only monthly, no interest reserve required
No Interest on the Rehab Portion until Funds have been drawn
Lien Position: First Only
Prepay: none
States: Available in ALL STATES (except NV, SD, ND, MN, OR, VT)
POL program goes up to $10,000,000.00

  • Construction up to 5 units up to 85% LTC
  • Mixed use up to 85% LTC

65% of After Repair Value, up to 100% of Cost:

Loan Amounts: $75,000 to $2,000,000
Loan to Value: Up to 65% of the ARV, 100% of total cost
Interest rates: Depends on borrower profile
Loan Term: 6 months or 12 months
Payments: Interest only monthly, no interest reserve required
Lien Position: First Only
Prepay: none
States: CO, CT, DE, FL, GA, IL, IN, KS, LA, ME, MD, MA, MO, NH, NJ, NY, NC, PA, RI, SC, VA, WV.

80% of Purchase Price, No Construction Escrow Required:

Loan Amounts: $75,000 to $2,000,000
Loan to Value: Up to 80% of the Purchase Price
Interest rates: Depends on borrower profile
Loan Term: 12 months
Payments: Interest only monthly, no interest reserve required
Lien Position: First Only
Prepay: none
States: Available in ALL STATES (except NV, SD, ND, MN, OR, VT)

Preferred borrowers can be Corporations or Limited Liability Companies
Reasonable existing income
Reasonable cash reserves of about 10-15% (60 day seasoning)
Reasonable net worth
Credit score – 650 or better
Ability to perform exit strategy required


  • Non-owner occupied residential and commercial
  • Up to 90% loan-to-cost financing (purchase + rehab)
  • Rates from 7.99%
  • Interest-only payments
  • Stated income

Making money and the dream of homeownership a reality Loan Amounts: $75,000 to $2,000,000

  • No personal income
  • No 1007 rents on appraisal
  • No rent on lease (65% LTV on purchase and 60% on Cash out)
  • 720+ score
  • Gift funds allowed
  • Non owner occupy
  • 680 credit (mid score)
  • Up to 80% LTV on 1x1 DSCR
  • Cash out used as reserves
  • Rates start at 4%
  • Loan amounts to 3M
  • Cash out to 1M cash in hand
  • Air B&B OK

Super Jumbo Fix & Flip Commercial or Residential

Super Star Residential:

  • Up to 90% of purchase price
  • 100% financing on rehab cost
  • 75% ARV
  • 12 to 18 month interest only
  • No pre-payment penalty
  • No Interest Charged on Unused Rehab Funds

Use a brokerage to do your shopping for you, compare our top three fix and flip lenders. We have many programs to fit your needs. Don't see what you need, call us, we probably have it.

We are the most agressive Fix & Flip Mordtgage broker. Call us today and start earning big money with Fix and Flip

Choose your Colorado city to apply for Fix & Flip Mortgage


Aguilar, CO
Alamosa, CO
Allenspark, CO
Alma, CO
Almont, CO
Ames, CO
Antonito, CO
Arapahoe, CO
Arboles, CO
Arvada, CO
Aspen, CO
Aspen Park, CO
Ault, CO
Aurora, CO
Avon, CO
Avondale, CO


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Branson, CO
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Buffalo Creek
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Cahone, CO
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Carbondale, CO
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Castle Pines, CO
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Clark, CO
Clifton, CO
Climax, CO
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Coal Creek, CO
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Colorado Springs, CO
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